CBS Funding manages investment portfolios and provides personalized financial planning and consulting services for individuals, trusts, estates, charitable organizations, and business entities. CBS Funding offers both discretionary and non-discretionary investment management, building customized strategies based on each client's specific goals, risk tolerance, and time horizon. In addition to individual portfolio management, CBS Funding provides consulting services for qualified retirement plans such as 401(k) and pension plans. Financial planning services cover comprehensive topics including retirement readiness, Social Security claiming strategies, cash flow management, tax planning, insurance reviews, education funding, and estate planning. The firm operates as a fee-based registered investment advisor, and while its professionals are affiliated with separate entities offering retirement plan administration and insurance products, clients are never required to purchase third-party products through those channels.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.50% |
| $100K - $1.0M | 1.25% |
| $1.0M - $2.5M | 1.00% |
| $2.5M - $5.0M | 0.75% |
| $5M+ | 0.50% |
Fees are negotiable. Accounts within the same household may be combined for a reduced fee. Subject to minimum annual fees ranging from $1,000 to $37,500 depending on account size.