RS Crum, Inc. manages investment portfolios and provides personalized financial planning and business consulting services for individuals, families, trusts, estates, and businesses. Founded in 1976 and owned by its senior employees, the firm operates as a registered investment advisor with a focus on risk management and wealth accumulation. RS Crum, Inc. builds globally diversified portfolios using low-cost investment vehicles such as exchange-traded funds and mutual funds, including Dimensional Fund Advisors products. Services cover ongoing investment management, retirement analysis, budgeting and cash flow, real estate analysis, and transitional event planning. The firm operates on a fee-only basis, meaning it does not accept commissions, product sales compensation, or referral fees, ensuring objectivity in serving clients.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.50% |
| $10M+ | 0.25% |
Fees are negotiable and may be discounted based on factors such as scope, complexity, total assets, and number of accounts.