Riverstone Asset Management (RAM) manages investment portfolios for various clients, including individuals, retirement plans, trusts, charities, and small businesses. RAM works with clients to determine their investment objectives and risk profile, creating a written investment policy statement. RAM primarily uses no-load mutual funds, especially those offered by Dimensional Fund Advisors (DFA), and may also use other passively managed funds or exchange-traded funds. Client portfolios may include individual equity securities in specific situations. RAM manages portfolios on a discretionary basis, and clients can impose reasonable restrictions. RAM may also recommend fixed income portfolios managed by a third party. RAM also consults with clients on financial areas including income and estate tax planning, business sale structures, college financial planning, retirement planning, insurance analysis, personal cash flow analysis, establishment and design of retirement plans and trust designs.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.00% |
| $500K - $1.0M | 0.90% |
| $1.0M - $2.0M | 0.70% |
| $2.0M - $3.0M | 0.50% |
| $3.0M - $5.0M | 0.40% |
| $5M+ | 0.35% |
Fees may be negotiable based on family relations or individual circumstances including account size and the level and scope of the services requested.