4D Financial Advisors offers ongoing portfolio management and comprehensive financial planning services to individuals and high-net-worth clients. Founded in 2012 and led by Jeffrey David Dvorak, the firm builds customized investment portfolios based on each client's specific goals, risk tolerance, and time horizon. Their ongoing wealth management service combines investment supervision with regular financial planning covering retirement, taxes, estate planning, insurance analysis, and education funding. 4D Financial Advisors also offers standalone one-time financial planning projects. The firm uses a long-term, globally diversified investment approach primarily utilizing mutual funds, exchange-traded funds, equities, and fixed-income securities. 4D Financial Advisors operates on a fee-only basis and does not accept compensation for selling products.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.00% |
| $500K - $1.0M | 0.85% |
| $1.0M - $1.5M | 0.77% |
| $1.5M - $2.0M | 0.72% |
| $2.0M - $3.0M | 0.68% |
| $3M+ | 0.09% |
Fees are billed quarterly in arrears based on average daily portfolio value. Portfolio management includes ongoing financial planning.