AMJ Financial Wealth Management LLC is a registered investment advisor founded in 2012, managing hundreds of millions of dollars for individuals, high-net-worth families, trusts, estates, and retirement plans. The firm provides discretionary investment management tailored to each client's goals and risk tolerance, utilizing two primary strategies: a strategic asset allocation strategy focusing on mutual funds and exchange-traded funds, and a dynamic asset allocation strategy focusing on individual stocks and dynamic yields. In addition to investment management, AMJ Financial Wealth Management provides comprehensive financial planning covering retirement, taxes, estate planning, education funding, and risk management, alongside small business consulting and retirement plan advisory services. The firm operates as a wrap fee program sponsor, meaning transaction costs and commissions are absorbed into the overall fee structure.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.50% |
| $250K - $500K | 1.45% |
| $500K - $750K | 1.25% |
| $750K - $1.0M | 1.15% |
| $1.0M - $2.0M | 1.00% |
| $2.0M - $5.0M | 0.90% |
| $5M+ | 0.90% |
Rates shown are for the Strategic Asset Allocation strategy. The Dynamic Asset Allocation strategy charges higher rates starting at 1.65% for accounts between $250,000 and $399,999, 1.50% for $400,000 to $599,999, 1.40% for $600,000 to $999,999, 1.30% for $1,000,000 to $1,999,999, and 1.15% for $2,000,000 to $4,999,999. Fees are negotiable for amounts of $5,000,000 and above.