Hawley Personal Finance is an independent, fee-only advisory firm founded by Catherine Hawley in 2012. The firm specializes in providing personalized financial planning and investment consultation services to individuals and families from all walks of life. Hawley Personal Finance covers a wide range of topic areas including cash flow and debt management, risk management and insurance analysis, employee benefits, retirement planning, tax planning strategies, education funding, estate planning, and investment consultation. The firm does not manage investment portfolios directly or have authority to make trades on behalf of clients; instead, clients retain full control over implementing their own investment decisions and managing their accounts at third-party custodians. Hawley Personal Finance structures its services flexibly through one-time question-and-answer sessions, comprehensive multi-meeting financial plans, hourly consulting, and ongoing subscription support.
Fee Structure
Hawley Personal Finance offers ongoing subscription support for clients who want continuous guidance. This service provides semi-annual meetings to track financial progress, update strategies, and adjust plans as life changes, such as starting a new job, having a baby, or preparing for retirement. Subscription services are billed using the firm's standard hourly or fixed fee rates.
- Question & Answer Sessions — $1,050 for a one-time, 90-minute meeting focused on a specific financial topic, including a meeting recording and temporary software access
- Comprehensive Financial Plans — $9,500 to $16,500 (or more depending on complexity), spanning four to six meetings to build a complete roadmap with written action items, deadlines, and ongoing support
- Introductory Meeting — $300 for a 30-minute initial consultation, which is credited toward the cost of a full financial plan if you decide to proceed
- Hourly Consulting — $500 per hour for advisor time (billed in 5-minute increments), with administrative and support staff time billed between $220 and $500 per hour
