Investments & Financial Planning is a registered investment advisor based in Lexington, Kentucky, providing continuous portfolio management and personalized financial planning services. The firm helps clients build customized and diversified portfolios primarily utilizing mutual funds and exchange-traded funds. Their financial planning services range from comprehensive plans covering retirement, tax, cash flow, death and disability, and investments, to single-subject consultations. Investments & Financial Planning works with individuals, including high net worth individuals, and charitable organizations. The firm operates with discretion over client accounts, utilizing platforms like American Funds and Schwab, and assists with held-away assets through third-party platforms. Additionally, certain representatives are licensed insurance agents and may offer insurance products for a separate commission, creating a conflict of interest which is managed by putting clients' best interests first.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.00% |
Annual fee is up to 1.00% of assets under management and is negotiable depending on individual client circumstances.