FMB Retirement Services is a registered investment advisor located in Westlake Village, California, specializing in retirement plan consulting and fiduciary services exclusively for pensions, 401(k) plans, and other corporate retirement plans. FMB Retirement Services focuses on long-term investment strategies, dynamic portfolio design, and passive, low-cost investment options using index mutual funds and exchange-traded funds. FMB Retirement Services acts as a fiduciary under federal retirement plan rules, providing services such as investment policy development, investment reviews, plan fee reviews, and model portfolio management. FMB Retirement Services manages accounts on a discretionary basis through independent custodians like Charles Schwab and Fidelity Investments.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.85% |
| $1.0M - $3.0M | 0.60% |
| $3.0M - $5.0M | 0.50% |
| $5.0M - $10.0M | 0.40% |
| $10.0M - $20.0M | 0.30% |
| $20M+ | 0.30% |
Fees for amounts greater than $20,000,000 are negotiated. Firm also offers a pooled account schedule starting at an annualized rate of 1.00%.