Laughlin Financial is a registered investment advisor based in Bloomington, Indiana, offering continuous investment management, personalized financial planning, and retirement plan consulting. Led by Certified Public Accountant and Certified Financial Planner John R. Laughlin, Laughlin Financial helps clients build and monitor investment portfolios tailored to their individual goals and risk tolerance. The firm's investment approach utilizes fundamental and technical analysis across mutual funds, exchange-traded funds, individual stocks, bonds, and options. In addition to core portfolio management, Laughlin Financial provides comprehensive and modular financial planning covering retirement, taxes, insurance, and estate planning. Because the firm's team includes certified public accountants, Laughlin Financial also offers tax review and accounting-related services alongside its financial advisory practice. The firm serves individuals, high-net-worth families, trusts, estates, and retirement plan sponsors.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.25% |
| $500K - $1.0M | 0.75% |
| $1.0M - $3.0M | 0.50% |
| $3.0M - $7.5M | 0.35% |
| $7.5M+ | 0.40% |
For assets under $7.5M, fees are calculated using a weighted average blended annual rate. For assets over $7.5M, a flat 0.40% rate applies to all assets. All fees are negotiable.