KKM Financial offers investment management services, including portfolio management, investment analysis, and ongoing account monitoring. They also provide consulting services tailored to individual client needs, covering investments, insurance, taxes, and estate planning. KKM can manage investments directly or use third-party managers. They also offer model portfolios to external investment platforms. KKM acts as a fiduciary, required to act in your best interest.
Fee Structure
KKM Financial offers several investment management programs with fees based on the amount you invest. The annual fee ranges are:
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Asset Allocation (Conservative, Moderate, Growth, Aggressive Growth):
- $100,000 – $249,999: 1.25%
- $250,000 – $499,999: 1.05%
- $500,000 – $999,999: 0.95%
- $1,000,000 – $4,999,999: 0.85%
- $5,000,000 – $9,999,999: 0.75%
- $10,000,000+: Negotiated
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Essential 40: Same as Asset Allocation
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Equity Selection: Same as Asset Allocation
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ETF Dynamic Model Portfolios: Same as Asset Allocation
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Bond Selection (Stand Alone):
- $100,000+: 0.5%
For some accounts, KKM Financial may charge an incentive fee (performance-based fee) in addition to the asset management fee. Fees are negotiable.