Financial Answers, LLC offers financial planning, education, and investment advice to individuals on an hourly, as-needed basis. The firm is owned and operated by Sarah Maskill, a Certified Financial Planner, and operates without accepting any assets under management or providing ongoing portfolio management. Financial Answers focuses on areas such as cash flow and debt management, retirement planning, risk management, tax planning, insurance planning, estate planning, and college funding, alongside advice on asset allocation and investment selection. Engagements are structured around gathering client information, analyzing financial situations, and presenting recommendations, concluding upon presentation. Clients seeking continuous portfolio management are referred to other advisors. Financial Answers charges solely through hourly or fixed fees paid directly by the client, maintaining a strict fee-only model with no commissions or third-party payments.
Fee Structure
- Hourly financial planning and investment advice — $240 per hour, billed in six-minute increments.
- Fixed-fee projects — Based on the hourly rate multiplied by the anticipated hours required to complete the requested service.