Arch Financial Advisors is a financial planning firm that specializes in providing comprehensive financial planning and investment advisory services to individuals and families. Founded in 2012 and owned by Steven W. Jefferys, the firm offers personalized guidance on retirement planning, tax planning, estate planning, cash flow management, risk management, and investment strategies. Arch Financial Advisors operates as a fee-only firm, meaning they do not sell insurance or investment products, do not accept commissions, and do not receive referral fees, which minimizes potential conflicts of interest. Services are delivered primarily through open retainers, project retainers, and financial fitness reviews tailored to each client's specific goals and risk tolerance.
Fee Structure
Arch Financial Advisors offers ongoing comprehensive financial planning through an Open Retainer service, which costs between $2,500 and $20,000 for the initial year, and between $2,000 and $15,000 for renewal years, paid in quarterly installments. Fees are based on your total income, assets, and overall financial complexity.
For the initial year, you typically receive six to ten scheduled meetings covering topics such as:
- Budgeting and cash flow management
- Retirement planning and employee benefits analysis
- Tax planning and estate planning
- Investment strategy, asset allocation, and implementation
- Small business and education funding planning
For renewal years, meetings are less frequent (generally three to four per year) and focus on investment reviews, tax planning, asset rebalancing, and ongoing goal tracking. Unlimited phone and email consultations are included.
- Project Retainer — $1,500 to $8,000 depending on the scope of specific financial planning projects, or up to $200 per hour for targeted project requests.
- Financial Fitness Review — A flat fee of $850 for an in-person or telephone meeting followed by a written report reviewing your overall financial situation, focusing on up to three chosen topics.
