Cardinal Retirement Planning provides investment management, financial planning, and consulting services, focusing primarily on pre-retirees, retirees, and high-net-worth clients. The firm helps clients navigate complex financial areas such as cash flow, retirement projections, tax and estate strategies, insurance reviews, alternative assets, and college funding. Cardinal Retirement Planning offers ongoing consulting, project-based hourly planning, and discretionary or non-discretionary portfolio management using model portfolios or client-directed selections. The team is legally required to act in your best interest. The firm operates independently and does not sell commissioned financial products, though certain representatives maintain separate insurance or tax preparation practices.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.25% |
| $1.0M - $2.0M | 0.80% |
| $2M+ | 0.60% |
Rates apply to Benchmark+ Portfolios. Client-directed portfolios are charged a flat 0.60%. Fees are negotiable.