Vernal Point Advisors, LLC is a wealth management firm founded in 2012 and based in San Francisco, California. The firm provides personalized, confidential financial planning, investment management, and family office services, catering primarily to ultra-high-net-worth individuals, their foundations, and small charitable institutions. Vernal Point helps clients evaluate cash flow, insurance, taxes, investments, retirement, and estate planning needs, delivering a written plan with actionable recommendations. For investment management, the firm establishes customized, diversified portfolios across various asset classes—including low-cost exchange-traded funds, mutual funds, alternative investments, and real estate investment trusts—often coordinating with third-party managers and private funds. The firm generally operates with discretionary authority to execute trades without prior consent, though non-discretionary arrangements are also available. Additionally, Vernal Point provides specialized family office services such as financial organization, family governance, risk management, and the coordination of legal and tax professionals.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $5.0M | 0.90% |
| $5.0M - $10.0M | 0.80% |
| $10.0M - $20.0M | 0.70% |
| $20.0M - $40.0M | 0.60% |
| $40M+ | 0.60% |
Fees for amounts above $40 million are negotiable. The minimum annual fee for investment management services is $250,000.