Longwave Financial provides coordinated personal financial planning services to individuals, families, and small businesses on an hourly or flat fee basis. The firm helps clients assess their current financial situation, clarify their goals, identify financial challenges, and create actionable written plans covering areas such as retirement security, college education funding, tax strategies, estate analysis, and risk management. Longwave Financial does not manage client portfolios, take custody of client funds, or exercise trading authority. Instead, the firm focuses strictly on planning and research. The financial advisors at Longwave Financial are also separately registered with Commonwealth Financial Network, a broker-dealer and registered investment advisor, and operate as independent insurance agents, allowing them to offer securities and insurance products outside of Longwave Financial if clients choose to implement recommendations through them.
Fee Structure
- Hourly consulting — $350 per hour for services provided by financial advisors
- Simple financial plan — Flat fee of $1,500 to $3,000 based on the complexity of your situation
- Moderate financial plan — Flat fee of $3,000 to $5,000 based on the complexity of your situation
- Complex financial plan — Flat fee of $5,000 to $10,000 based on the complexity of your situation