Northpoint Wealth Financial Services provides investment advice to individuals, retirement accounts, small businesses, and trusts. The firm uses third-party platforms like Altruist and Dunham & Associates to manage client accounts. Investment advice is tailored to each client's situation, considering their goals, risk tolerance, and time horizon. Northpoint Wealth may use tax-aware strategies to manage taxable accounts.
Fee Structure
Northpoint Wealth offers investment management through two programs:
Dunham Custom Asset Allocation Program (Wrap Program) Clients pay Northpoint Wealth's advisory fee plus Dunham's program fee (0.25% annually), which includes portfolio management, brokerage, and custody services. Additional costs may include SEC fees, wire fees, and IRA custodial fees.
Altruist Model Marketplace (Non-Wrap Model Program) Clients pay Northpoint Wealth's advisory fee plus Model Marketplace fees and custodial/brokerage fees charged by Altruist Financial LLC. Model Marketplace fees vary depending on the portfolio type and account size.
Northpoint Wealth's advisory fee generally ranges up to 1.50% annually for accounts between $100,000 and $999,999 and 0.75% annually for accounts of $1,000,000 or more. The firm may aggregate household assets to qualify for lower fees.