Guideway Financial is a registered investment advisor founded by Certified Financial Planners Sharon J. Lear and James A. Lear. The firm offers comprehensive financial planning and investment management services to individuals and families. Guideway Financial specializes in creating customized financial plans that cover retirement planning, tax planning and preparation, estate planning review, insurance analysis, cash flow management, and investment portfolio oversight. The firm employs an evidence-based, low-cost investment strategy using mutual funds and exchange-traded funds to build broadly diversified portfolios. Guideway Financial operates as a fee-only firm, meaning clients pay direct fees for services without product commissions or hidden charges.
Fee Structure
Guideway Financial includes investment management as part of its ongoing fixed-fee retainer engagements. For these ongoing clients, the annual fee ranges from $4,000 to $50,000 for renewal years and $5,000 to $65,000 for the initial year, depending on your overall income, assets, and financial complexity. For legacy clients under older agreements, investment management is billed at $4,000 per year for portfolios between $150,000 and $500,000, and up to $30,000 per year for portfolios above $500,000, with a minimum account opening balance of $150,000.
