Refined Wealth Management (RWM) provides investment advice and financial planning to individuals, high net worth individuals, trusts, estates, corporations, and small businesses. RWM manages assets using stocks, bonds, and Exchange Traded Funds (ETFs). RWM offers ongoing financial planning services such as comprehensive financial planning, estate planning, business planning, and educational planning.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 0.50% |
| $500K - $1.0M | 0.50% |
| $1.0M - $2.0M | 0.50% |
| $2.0M - $4.0M | 0.50% |
| $4M+ | 0.50% |
Fees may be negotiable based upon certain circumstances. All household accounts under $250,000 will be charged a $35 annual fee to support the costs of the software that provide clients' access to portfolio performance. As of February 1, 2017, all new managed Net Unrealized Appreciation (NUA) accounts will be charged a management fee of .35% for the first $100,000 and .25% for amounts over $100,000. As of August 1, 2019, Donor Advisory Fund (DAF) accounts will be charged a management fee of .50% for the first $100,000 and .25% for amounts over $100,000. All 401(k) accounts will be charged a management fee of 0.50% for the first $10,000,000 and 0.25% for amounts over $10,000,000. All self-directed accounts as well as family and friends have a 0.50% fee.