Towneley Capital Management offers investment management, asset counseling, and financial planning services to individuals, high-net-worth clients, trusts, and nonprofit organizations. Towneley operates on a fee-only basis, meaning they are compensated solely by their clients and do not sell insurance or other commission-based financial products. The firm constructs customized portfolios primarily using no-load mutual funds and exchange-traded funds, focusing on global multi-asset strategies, sustainable investing, and climate-aware portfolios. Clients grant the firm discretionary authority to manage their accounts. Towneley also provides standalone financial planning and ongoing consulting services, addressing broad or targeted financial goals.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 1.00% |
| $2.0M - $5.0M | 0.80% |
| $5.0M - $10.0M | 0.60% |
| $10.0M - $20.0M | 0.40% |
| $20M+ | 0.30% |
Fees are negotiable at the firm's discretion. Accounts below $500,000 are subject to a minimum quarterly fee of $1,250.