UMB Financial Services offers a variety of investment advisory programs, including the Fidelity Managed Account Xchange Program, UMB Fund Advisor Program, UMB Advisor Select Program, and the UMB Institutional Fixed Income Program. Through these programs, representatives assist clients in evaluating their financial needs, risk tolerance, and goals to build personalized investment portfolios. Depending on the program chosen, accounts are managed using mutual funds, exchange-traded funds, individual stocks, bonds, or third-party strategist models. The firm provides discretionary and non-discretionary management options, periodic portfolio rebalancing, and annual reviews.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.45% |
| $1.0M - $3.0M | 1.00% |
| $3.0M - $5.0M | 0.80% |
| $5.0M - $10.0M | 0.60% |
| $10.0M - $15.0M | 0.50% |
| $15M+ | 0.45% |
Fees may be negotiable based on the client's total relationship with the firm. Fixed Income Program fees will not exceed 1.00%.