Destiny Wealth Partners offers comprehensive wealth management, investment portfolio oversight, and financial planning services to individuals, families, business owners, and retirement plans. The firm builds customized investment portfolios using exchange-traded funds, mutual funds, individual stocks and bonds, structured notes, and alternative investments. Clients can choose between discretionary and non-discretionary management on either a wrap fee basis (where a single fee covers investment management, trading, and custody) or a non-wrap fee basis. Financial planning and consulting services—covering retirement, tax, estate, and insurance matters—can be included as part of wealth management or provided on a standalone basis. Destiny Wealth Partners also provides advisory services for employer-sponsored retirement plans and manages variable annuity sub-accounts.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.80% |
| $250K - $1.0M | 1.45% |
| $1.0M - $3.0M | 1.25% |
| $3.0M - $5.0M | 1.00% |
| $5.0M - $10.0M | 0.75% |
| $10M+ | 0.75% |
Fees are generally negotiable up to 2.00%. The firm also maintains legacy fee schedules for certain long-standing clients.