Schulz Wealth is a registered investment advisor based in Texas that provides comprehensive wealth planning, investment management, and ongoing and limited-scope financial planning. The firm builds customized portfolios using exchange-traded funds, mutual funds, individual stocks and bonds, buffer strategies, and alternative investments. Schulz Wealth utilizes Modern Portfolio Theory and goal-based financial planning to align asset allocation with client risk tolerance and time horizons. For accounts under $900,000, Schulz Wealth often recommends the digital platform Betterment as a sub-advisor. The firm also offers retirement plan consulting for employer-sponsored plans.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $900K | 1.35% |
| $900K - $1.5M | 1.10% |
| $1.5M - $3.0M | 1.00% |
| $3.0M - $6.0M | 0.83% |
| $6.0M - $10.0M | 0.65% |
| $10M+ | 0.55% |
Rates reflect the Comprehensive Wealth Planning schedule at Schwab. Betterment accounts under $900,000 are charged a total annual fee of 1.25%. Fees are negotiable at the firm's discretion.
