Madrid Financial Services, operating as Madrid Retirement Advisors, provides discretionary investment advisory and financial planning services primarily to individuals and high-net-worth clients. Founded by Jerry R. Madrid, the firm tailors investment strategies using a combination of fundamental, technical, cyclical, and charting analysis, along with long- and short-term purchases, options trading, and third-party managers. The firm offers an integrated financial planning approach that covers retirement, education, major purchases, divorce, insurance needs, final expenses, estate planning, cash flow, wealth accumulation, business succession, tax planning, and investment planning. The firm recommends LPL Financial as the primary custodian and broker-dealer for client accounts. Representatives of Madrid Retirement Advisors also act as registered representatives of LPL Financial and as licensed insurance agents, creating potential conflicts of interest regarding commissions from brokerage and insurance products, which are mitigated through fiduciary duties and disclosure.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.50% |
| $250K - $500K | 1.45% |
| $500K - $750K | 1.40% |
| $750K - $1.0M | 1.35% |
| $1.0M - $2.0M | 1.30% |
| $2M+ | 1.25% |
Fees are reviewed and redetermined approximately every six months based on assets under management. Fees are negotiable and may be discounted based on client circumstances.