Luminist Capital offers comprehensive financial planning, investment management, and consulting services tailored to individual client needs. Luminist Capital evaluates clients' financial situations, goals, and risk tolerance through personal interviews and questionnaires to build personalized investment portfolios. The firm's services cover retirement planning, tax issues, estate planning, education funding, cash management, and divorce-related financial issues. Luminist Capital also acts as a co-advisor for other registered investment advisors and can recommend third-party investment advisors. Clients' assets are held at independent custodians such as Charles Schwab and Interactive Brokers.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 2.00% |
The annual fee is 2.00% and is negotiable. Clients may aggregate multiple accounts to negotiate a lower fee.