Vail Ridge Capital provides investment management and financial planning services to individuals, high net worth individuals, corporations, trusts, and retirement plan sponsors. Led by Timothy C. Vail and based in Bellingham, Washington, Vail Ridge Capital focuses on building personalized portfolios using a core-satellite approach, combining exchange-traded funds, individual stocks, and bonds. The firm tailors its services to each client's specific goals, risk tolerance, and time horizon through comprehensive discovery and investment policy statements. In addition to portfolio management, Vail Ridge Capital offers financial planning covering retirement, education, business succession, estate planning, and investment strategies. The firm operates with a commitment to acting in clients' best interests and allows clients to choose between discretionary and non-discretionary management.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.50% |
| $1M+ | 1.25% |
Fixed income portfolios have a separate fee schedule: 0.65% for $0-$2M and 0.45% for amounts over $2M. Fees are negotiable.