FitzRoy Investment Advisors is a registered investment advisor founded by Jose A. Fernandez, providing non-discretionary investment management and asset allocation services for high-net-worth individuals, families, and trusts. The firm specializes in creating customized asset allocation plans tailored to each client's specific risk tolerance, time horizon, and goals, with a strong emphasis on capital preservation. Rather than investing directly in individual stocks, FitzRoy recommends allocations across various asset classes—including fixed income, equities, real estate, hedge funds, and private equity—managed by third-party professional managers and exchange-traded funds or mutual funds. FitzRoy conducts rigorous qualitative and quantitative due diligence on these external managers and provides ongoing portfolio reviews and monthly reporting. In addition to investment oversight, FitzRoy offers non-advisory administrative and reporting services upon request. The firm operates on an asset-based fee schedule and does not maintain discretionary authority over client accounts, meaning clients must approve all trades and investment decisions.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 0.45% |
Annual advisory fees range from 0.35% to 0.45% of assets under management and are generally negotiable.