Mascoma Wealth Management provides comprehensive financial planning and customized investment management services to individuals, families, and non-profit institutions. The firm builds diversified portfolios primarily using exchange-traded funds, stocks, bonds, and mutual funds, tailored to each client's specific risk tolerance, time horizon, and liquidity needs. Mascoma Wealth Management operates with a fiduciary mindset, meaning they are legally required to act in your best interest. Clients can choose between discretionary management—where the firm makes trades on your behalf without asking first—or non-discretionary management, where you approve every trade. The firm also incorporates environmental, social, and governance preferences into portfolios for clients who want their investments to reflect their personal values. Mascoma Wealth Management requires a minimum investment of $300,000 and an annual minimum fee of $3,000 for standard accounts.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.10% |
| $1.0M - $2.0M | 0.90% |
| $2.0M - $3.0M | 0.75% |
| $3M+ | 0.50% |
Rates shown are for discretionary accounts. Non-discretionary accounts are charged a flat 0.50% on the entire balance. A $3,000 annual minimum fee applies to all accounts. Fees are negotiable.