Whitney Financial Strategies provides comprehensive financial planning, wealth management, retirement planning, and business planning services. Led by founder Kristopher C. Whitney, the firm acts as a fiduciary, meaning they are legally required to act in your best interest. They specialize in helping clients who are approaching or have already reached retirement, as well as owners of privately held businesses. The firm offers several portfolio management approaches, including a passive strategy focused on low-cost exchange-traded funds, a proprietary active strategy for growth stocks, and specialized alternative trading strategies through third-party managers. In addition to investment management, Whitney Financial Strategies provides standalone financial planning, individual consulting, and tax and estate planning coordination. They also maintain relationships with insurance services to help clients with risk management.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.75% |
| $2M+ | 0.50% |
Applies to both Passive Strategy and proprietary Active Strategy accounts. Certain specialized alternative strategies charge separate performance fees of 25% to 30% on trading profits.