Capital Benchmark Partners manages personalized investment portfolios and provides comprehensive financial planning services for individuals, families, and business owners. Founded in 2014 and led by Certified Financial Planner Hao "Helen" Ngo, the firm focuses on building diversified portfolios tailored to each client's specific financial goals, risk tolerance, and tax situation. Their investment management services utilize fundamental analysis and Modern Portfolio Theory, primarily investing in mutual funds, exchange-traded funds, and direct fixed income securities. In addition to portfolio management, Capital Benchmark Partners offers extensive financial planning covering retirement, tax strategies, estate planning, cash flow, debt management, insurance, and employee benefits optimization. Standalone financial planning is also available on an hourly basis. The firm operates as a registered investment advisor legally required to act in your best interest, with no minimum account size required for investment management services.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.30% |
| $1M+ | 0.95% |
Fees apply uniformly to the aggregated assets under management and are negotiable. ERISA accounts are charged a flat annual fee of 1.00%. Investment management fees include financial planning services at no additional cost.