Stone Pine Financial Partners provides comprehensive wealth management and investment management services, focusing primarily on individuals who are near retirement or recently retired. Stone Pine begins the relationship by learning about the client's current situation, goals, risk tolerance, and concerns. From there, Stone Pine creates a personalized document highlighting key recommendations, develops retirement projections, and sets up asset allocation models. Stone Pine manages investment portfolios on a custom, ongoing basis using a strategic allocation approach primarily utilizing index-based exchange-traded funds and mutual funds. In addition to investment management, Stone Pine offers comprehensive financial planning covering five key areas in the transition to retirement: retirement expenses, healthcare, investments, taxes, and Social Security.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.25% |
| $1.0M - $2.0M | 1.00% |
| $2.0M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.50% |
| $10M+ | 0.25% |
Fees are calculated on a blended tier schedule and are generally not negotiated, though Stone Pine reserves the right to negotiate at its discretion.
