Integrated is a registered investment advisor based in Bloomfield Hills, Michigan, providing investment management and consulting services to individuals, families, trusts, estates, and nonprofit organizations. Integrated manages client portfolios on a discretionary or non-discretionary basis, allocating assets across mutual funds, exchange-traded funds, individual securities, alternative investments, and independent managers. In addition to core investment management, Integrated offers specialized services including family office planning, nonprofit endowment consulting, and retirement plan consulting. The firm tailors its strategies using fundamental analysis and modern portfolio theory, aligning portfolios with each client's risk tolerance, time horizon, and goals. Certain team members are also licensed insurance agents and may earn commissions on insurance sales, creating a potential conflict of interest, though Integrated maintains a fiduciary duty to act in the client's best interest.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $5.0M | 1.00% |
| $5.0M - $15.0M | 0.50% |
| $15.0M - $40.0M | 0.35% |
| $40M+ | 0.35% |
Fees may be negotiated or charged as a fixed fee based on anticipated future assets, account composition, and other factors.