Softwealth is a registered investment advisor founded in 2015 by Brian Lowrance, who serves as the Chief Compliance Officer and Managing Member. Based in Reno, Nevada, Softwealth offers investment management, retirement planning, and business planning services. The firm builds custom-tailored portfolios using a combination of fundamental analysis, modern portfolio theory, technical analysis, and targeted asset allocation models. Softwealth works with a wide range of clients including individuals, high net worth individuals, trusts, estates, corporate pension and profit-sharing plans, charitable organizations, foundations, endowments, corporations, small businesses, and churches. Softwealth does not have a minimum account opening balance and recommends Betterment LLC as an independent custodian for client accounts, though clients are permitted to choose other custodians.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.00% |
| $100K - $500K | 0.75% |
| $500K - $1.0M | 0.50% |
| $1M+ | 0.25% |
Fees are annual and may be negotiable based on certain circumstances. Multiple accounts of immediately related family members at the same address may be consolidated for billing purposes.