Together Planning provides integrated financial planning, portfolio management, and standalone financial advice to individuals, families, and businesses. Founded in 2015 and based in Gainesville, Florida, Together Planning focuses on creating comprehensive, plain-English financial plans covering retirement timing, tax-efficient withdrawal strategies, investment analysis, insurance needs, and estate planning design. The firm offers two main service paths: Standalone Financial Planning, billed at an hourly rate for clients who want advice without ongoing portfolio management, and Integrated Financial Planning and Investment Management, which combines continuous portfolio monitoring, rebalancing, and annual reviews. Clients can choose between discretionary and non-discretionary management. Together Planning also offers standalone asset management and SIMPLE IRA plan services. The firm primarily recommends equity securities, corporate bonds, master limited partnerships, mutual funds, and exchange-traded funds. Together Planning emphasizes a client-first approach, adhering to fiduciary standards when advising on retirement accounts.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.25% |
| $1.0M - $3.0M | 1.00% |
| $3.0M - $5.0M | 0.85% |
| $5.0M - $10.0M | 0.75% |
| $10.0M - $20.0M | 0.65% |
| $20.0M - $50.0M | 0.45% |
| $50M+ | 0.35% |
Fees are negotiable at the discretion of management. Family account values may be combined for breakpoint discounts.