Meridian Financial Services provides custom investment portfolio management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. Meridian builds customized portfolios on a management basis without requiring prior approval for each trade, utilizing a tactical allocation strategy aimed at reducing risk and enhancing performance. The firm may invest in exchange-listed securities, corporate and municipal debt, variable life insurance, variable annuities, and mutual funds. In addition to portfolio management, Meridian offers financial planning services that include tailored investment advice and recommendations tailored to each client's specific goals and financial situation. Led by Marc Hirtle and Mary Hirtle, the firm emphasizes a fiduciary commitment to prioritize client interests and maintain transparent disclosures regarding potential conflicts of interest.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $200K | 1.00% |
| $200K - $350K | 0.90% |
| $350K - $500K | 0.80% |
| $500K - $750K | 0.70% |
| $750K - $1.0M | 0.60% |
| $1.0M - $2.0M | 0.50% |
| $2.0M - $3.0M | 0.40% |
| $3.0M - $5.0M | 0.30% |
| $5.0M - $10.0M | 0.25% |
| $10.0M - $25.0M | 0.20% |
| $25.0M - $50.0M | 0.15% |
| $50M+ | 0.10% |
Fees may be negotiated at the sole discretion of Meridian Financial Services.