Thrivent Investment Management provides investment management and financial planning services through various managed account programs and financial advisors. The firm offers both discretionary and nondiscretionary investment options, including model portfolios, separately managed accounts, and unified managed accounts utilizing a range of asset managers and investment strategies such as exchange-traded funds, mutual funds, and alternative investments. Clients can combine investment management with ongoing financial planning services through WealthPlan, or engage in standalone financial planning. The firm's approach emphasizes personalized asset allocation, tax overlay services, and comprehensive wealth planning tailored to individual client goals.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 2.00% |
| $100K - $250K | 1.85% |
| $250K - $500K | 1.70% |
| $500K - $1.0M | 1.55% |
| $1.0M - $3.0M | 1.45% |
| $3.0M - $5.0M | 1.25% |
| $5.0M - $10.0M | 1.00% |
| $10M+ | 0.90% |
Fees are maximum annual percentages and vary by program type, household assets, and negotiation. Separately managed account programs have higher maximum fees (up to 2.50% for smaller accounts).