Yu Financial Advice is a registered investment advisor founded in 2015 and led by Misook Yu, a Certified Financial Planner. The firm focuses exclusively on financial planning, education, and advice rather than managing client investment portfolios directly. Services cover a broad spectrum of personal finance topics, including cash flow and debt management, college savings, employee benefits optimization, estate planning, insurance reviews, retirement planning, and tax planning strategies. Clients receive written or electronic reports designed to help them reach their financial goals. Yu Financial Advice operates on a fee-only basis, meaning the firm does not accept commissions, referral fees, or compensation from third-party financial product providers. Clients can work with the firm on an ongoing monthly basis, for specific one-time projects, or at an hourly rate.
Fee Structure
Yu Financial Advice offers ongoing monthly planning services for continuous support, such as retirement plan oversight and financial monitoring.
- Monthly planning fee — ranges from $150 to $999 per month depending on the services needed
- Initial setup fee — ranges from $1,500 to $5,500 at the start of the engagement
- One-time project planning — $1,500 to $5,500 for defined work like creating a financial plan, education strategies, or setting up a retirement plan
- Hourly consulting — $250 per hour with a one-hour minimum for specific questions and advice