McGovern Financial offers financial planning and investment advisory services to individuals and families. Services include cash flow and debt management, tax planning, insurance and risk management, education funding, student loan management, retirement planning, Social Security optimization, estate planning, asset allocation, and investment selection. McGovern Financial emphasizes retirement income and investment planning.
Fee Structure
McGovern Financial offers an annual retainer agreement that includes a comprehensive financial plan. The fee is the cost of the plan itself plus a retainer fee of $2,000 to $5,000, and is negotiable. For clients who already have a financial plan, the annual retainer fee is $2,000 to $5,000 per year and is negotiable. Clients receive an annual or semiannual review and unlimited access to financial planning, tax planning, and investment advisory services.
- Comprehensive financial plan: $6,000 to $7,000, but highly complex plans may range up to $10,000.
- Detailed financial planning consultation for a specific area: $1,000 – $3,000 (e.g., cash flow planning and budgeting, student loan repayment options, Social Security optimization).