Ironwood Wealth Management offers investment advice and financial planning. They work with clients to understand their goals and risk tolerance, then create a portfolio using mutual funds and exchange-traded funds. Ironwood also offers financial planning services, including investment strategies, consultations, and pension planning. They also offer the Foundations/Legacy program for young professionals and retired clients with smaller accounts. Ironwood uses Pontera to manage held away accounts.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.80% |
| $2.0M - $3.0M | 0.70% |
| $3.0M - $4.0M | 0.60% |
| $4M+ | 0.50% |
There is a $5,000 annual minimum fee for the Full-Service offering. Clients with less than $400,000 can enroll in the Foundations/Legacy program, which charges 1.25% annually. In limited circumstances, Ironwood may offer Full-Service Clients with a substantial net worth but who have limited, liquid assets a fixed fee arrangement, generally ranging between $5,000 to $50,000 per year, payable quarterly in advance.