Signal Financial Planning provides financial planning services that can be broad or narrowly focused, covering areas like cash flow, debt management, risk management, employee benefits, education planning, tax strategies, retirement planning, estate planning, and divorce planning. They also offer investment consultation and portfolio management services, tailoring investment strategies to client risk profiles and goals. Signal Financial Planning works with other professionals like CPAs and estate planning attorneys.
Fee Structure
Signal Financial Planning manages investment portfolios for a fee based on the value of your account. The fee is calculated as a percentage of your assets and billed quarterly, in advance. There are two fee schedules:
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Mutual Fund and ETF Portfolios:
- $1 - $499,999: 0.70% per year
- $500,000 - $999,999: 0.65% per year
- $1,000,000 - $1,499,999: 0.60% per year
- $1,500,000 - $1,999,999: 0.55% per year
- $2,000,000 - $2,499,999: 0.50% per year
- $2,500,000 and above: 0.45% per year
- Maximum annual charge not to exceed $15,000.
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Individual Equity and Fixed Income Portfolios:
- $1 - $499,999: 0.95% per year
- $500,000 - $999,999: 0.90% per year
- $1,000,000 - $1,499,999: 0.85% per year
- $1,500,000 - $1,999,999: 0.80% per year
- $2,000,000 - $2,499,999: 0.75% per year
- $2,500,000 and above: 0.70% per year
- Maximum annual charge not to exceed $25,000.