Ridley Cove Financial Advisors is an independent registered investment advisor based in Massachusetts, founded by John Biebel in 2015. The firm builds globally diversified portfolios primarily using exchange-traded funds and mutual funds, tailored to each client's specific goals and risk tolerance. Ridley Cove has the authority to make trades without asking first on client accounts and also offers management for accounts held away from the primary custodian, such as employer-sponsored retirement plans, using a specialized platform. In addition to portfolio management, Ridley Cove offers comprehensive financial reviews focusing on retirement funding adequacy and overall financial positioning. The firm serves individuals, trusts, estates, charitable organizations, and business entities with no minimum investment required to open an account, though a minimum annual fee applies for investment management.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 1.00% |
| $2M+ | 0.50% |
Fees are negotiable based on client complexity, types of assets, and anticipated future assets.