Clarity Financial Planners manages investment portfolios and provides comprehensive financial planning for individuals, high-net-worth individuals, trusts, and businesses. Clarity builds diversified portfolios primarily using evidence-based mutual funds and exchange-traded funds from providers like Dimensional Fund Advisors and Vanguard, as well as laddered individual bond portfolios. Investment management is handled on a discretionary basis according to a client's personalized investment policy. In addition to managing investments, Clarity consults on financial areas such as income and estate tax planning, capital needs analysis, business sale structures, college planning, retirement planning, personal cash flow, and philanthropy. Comprehensive financial planning is included with portfolio management services at no additional cost. Clarity recommends Charles Schwab & Company as the primary custodian for client accounts.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $5.0M | 1.00% |
| $5.0M - $10.0M | 0.80% |
| $10.0M - $15.0M | 0.60% |
| $15M+ | 0.40% |
Subject to a minimum annual fee of $24,000. Clients who signed agreements in 2018 or prior may follow a separate fee schedule.