Stewardship Financial is a registered investment advisor based in Gilbert, Arizona, offering comprehensive financial planning and portfolio management services to individuals, families, and small businesses. The firm takes a holistic approach to wealth management, helping clients navigate cash flow and budgeting, retirement projections, college savings, tax strategies, estate planning considerations, and divorce planning. For clients seeking investment oversight, Stewardship Financial builds customized portfolios using a long-term, globally diversified strategy that incorporates fundamental and quantitative analysis, active management, and modern portfolio theory. In addition to managing portfolios directly, the firm can help clients engage third-party institutional investment managers. Stewardship Financial operates with a legally required focus on client best interests and offers its services through both project-based and ongoing planning arrangements, as well as asset-based portfolio management fees.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.25% |
| $500K - $1.5M | 1.00% |
| $1.5M - $5.0M | 0.75% |
| $5M+ | 0.50% |
Clients with less than $200,000 in assets under management also pay a $189 per month financial planning fee. Betterment accounts incur an additional 0.15% sub-advisory fee.