Polaris Financial offers investment management services remotely to retail investors (individuals and families), employer-sponsored retirement plans, and credit unions. For retail clients, they take a goal-oriented approach, recommending investment plans and portfolios based on factors like age, risk tolerance, and investment preferences. They invest in model portfolios composed of mutual funds, exchange traded funds (ETFs), and/or stocks. For retirement plans, they offer 3(38) investment advisory services. For credit unions, they offer discretionary fixed income separately managed account strategies.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.50% |
Fee is for retail clients. Fees may be negotiable. Employer-sponsored retirement plans pay 1% annually, billed quarterly. Credit unions pay up to 0.50% annually, billed monthly.