Prelude Financial offers comprehensive financial planning and investment management services tailored to individual client needs. Founded in 2015 and based in Wadsworth, Ohio, Prelude Financial helps clients build custom investment portfolios using a passive investment strategy that focuses on broad asset classes, index mutual funds, and exchange-traded funds. In addition to managing investments, Prelude Financial provides extensive financial planning covering retirement planning, cash flow and debt management, college savings, employee benefits, tax strategies, risk management, and estate planning. Clients can choose from ongoing comprehensive financial planning via a monthly retainer, project-based fixed-fee planning, or hourly consulting. Prelude Financial operates as a registered investment advisor legally required to act in your best interest and works on a non-discretionary basis, meaning client approval is required before executing trades.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 1.00% |
| $2.0M - $4.0M | 0.75% |
| $4.0M - $10.0M | 0.40% |
| $10M+ | 0.25% |
Fees are negotiable and calculated as a blended rate based on asset tiers.
