TJW Fiduciary Plan Consultants, LLC provides investment management and financial planning services to individual investors and retirement plans. TJW Fiduciary Plan Consultants manages investment portfolios by determining individual goals, risk tolerance, and time horizons, using modern portfolio theory to select appropriate investments. The firm also offers financial planning and consulting covering investments, retirement planning, and insurance. Additionally, TJW Fiduciary Plan Consultants provides retirement plan consulting services to employers and plan sponsors. The firm is managed by Timothy J. Windos, who also acts as an independent insurance agent, occasionally offering insurance products for a separate commission.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $20K | 1.25% |
| $20K - $500K | 1.00% |
| $500K - $750K | 0.88% |
| $750K - $1.0M | 0.78% |
| $1.0M - $1.5M | 0.68% |
| $1.5M - $2.0M | 0.57% |
| $2.0M - $2.5M | 0.47% |
| $2.5M - $5.0M | 0.38% |
| $5M+ | 0.30% |
Fees are negotiable and household accounts may be combined.