SJBenen Advisory offers portfolio management services based on individual client goals, objectives, time horizon, and risk tolerance. They create an Investment Policy Statement for each client and construct a plan to aid in selecting a suitable portfolio. SJBenen also offers financial planning services covering investment planning, life insurance, tax concerns, retirement planning, college planning, and debt/credit planning. They also provide investment advisory services to ERISA plans.
Fee Structure
SJBenen Advisory offers three tiers of investment management, with fees based on the level of active management and complexity:
- Passive Management: 0.25% to 0.50% per year
- Long-Only Active Management: 0.50% to 1.00% per year
- Long-Short Active Management: 1.00% to 1.50% per year
There is a $50,000 minimum for passive management, a $250,000 minimum for long-only active management, and a $2,500,000 minimum for long-short active management, which may be waived. If a client has multiple accounts under management, the maximum fee that can be billed on any one single account is 3% per annum, but the relationship-level fee on all accounts under management will not exceed 1.5%.