Golden Reserve Retirement, LLC offers ongoing portfolio management and financial planning services tailored to individual goals, time horizons, and risk tolerances. Golden Reserve Retirement creates a personalized roadmap summary for each client outlining their current financial situation, income, tax levels, and risk tolerance. Portfolio management services include investment strategy, personal investment policy, asset allocation, asset selection, risk tolerance evaluation, and regular monitoring. Golden Reserve Retirement may also appoint a third-party investment manager as a subadvisor to handle discretionary management when appropriate. In addition to investment management, Golden Reserve Retirement's annual fee covers integrated tax services through an affiliate and legal support or estate planning services through another affiliate, though clients are never obligated to use these affiliated providers. The firm generally limits its investment advice to mutual funds, fixed income securities, equities, exchange-traded funds, inflation-linked bonds, and non-United States securities, focusing primarily on passive, low-cost investing.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | Included |
Golden Reserve Retirement charges a negotiated fixed annual fee between $5,500 and $15,000 for combined portfolio management and financial planning, rather than a direct percentage of assets under management.