Laguna Niguel Summit Wealth Management (LNS) provides financial, insurance, and retirement guidance to individuals, families, and businesses. LNS refers clients to institutional investment managers. LNS helps clients with financial objectives, cash flow, tax planning, risk management, insurance, business planning, education funding, retirement planning, and estate planning. LNS does not offer its own investment management services.
Fee Structure
LNS does not directly manage investments. Instead, LNS refers clients to third-party investment managers (TAMPs). These managers charge fees that are shared with LNS. The fees range from 1.00% to 2.25% annually, depending on the TAMP selected. LNS helps clients choose and maintain appropriate investment models, determine financial objectives, define risk tolerance, and set account restrictions. LNS may have limited authority to manage the rate at which assets are allocated into recommended investments.