Sapphire Wealth Consulting, Inc. offers personalized investment management and financial planning services tailored to each client's specific goals, time horizon, and risk tolerance. Sapphire Wealth Consulting creates an Investment Policy Statement for every client to guide asset allocation and security selection, which includes mutual funds, exchange-traded funds, equities, fixed income, real estate funds, and private equity. For investment management clients, Sapphire Wealth Consulting can manage accounts with the authority to make trades without asking first, or on a non-discretionary basis where client approval is required for each transaction. In addition to individual wealth management, Sapphire Wealth Consulting provides retirement consulting services for employee benefit plans such as 401(k) plans. Financial planning services cover areas such as retirement, taxes, insurance, debt, and college savings. The firm is led by Ulrike Bittenbinder and is based in Ponte Vedra Beach, Florida.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1M+ | 0.75% |
Once the total assets under management amount is achieved, the entire portfolio value is charged the listed annual fee. Final fee is negotiable. Cash in the portfolio is generally excluded from the fee calculation.