Four Financial Management offers financial planning, estate settlement assistance, and portfolio management services. Financial planning includes investment review, asset allocation, education planning, retirement planning, insurance review, cash flow and budget planning, and tax planning. Portfolio management is offered through LPL Financial's Optimum Market Portfolios (OMP) and Model Wealth Portfolios (MWP) programs, as well as through SEI Investments Management Corp.
Fee Structure
Four Financial Management charges an annual management fee based on a percentage of the value of your portfolio. The fee ranges from 0.25% to 1.50% per year, and it's calculated and collected quarterly in advance. The fee is negotiable, and you may be able to get a lower rate by combining multiple accounts.